fireworks has layer styles and blending modes. Fireworks provides almost twice as many blending modes as Photoshop. Layer styles are called filters in Fireworks. There are 1 to 1, the same layer styles (called “Photoshop Live Effects”) and quite a few additional Fireworks only styles / effects. Blending modes and effects are also quite easy to select and to change in the properties palette.
Dearest kentguy, I think I understand your problem, but you have to elaborate. Are you attempting to turn one whole image into a website? Or, are you creating a series of images and trying to insert them into your website?
There are certain softwares for making web pages like dreamweaver, however in my experience and from what I've been hearing it's a lot better to learn coding and just make the whole thing in notepad. Mostly only the simplest pages work well with that. You'll most definitely have to work hours and hours on simple websites too anyways. Basically this is how html/css looks like: [link][link][link] Things like wordpress are webpage engines that you can learn without knowing programming and can create pretty good websites by themselves but there's no single program that'll just magically turn your .psd into a fully functioning page.
Making designs only rarely works, I only managed to "escape" coding because I'm doing the user ergonomy and accessibility stuff too and sharing the stuff saves time.